Beacon BudgetB
Beacon Budget

Credit Card Buckets, Referrals & Cash Out - Beacon Budget v0.19.0

Credit card buckets now follow your card, and you can invite a friend to Beacon Budget so you both get $10.

✨ Features
  • Credit card buckets now follow your card. Credit card buckets used to come down only when Beacon could match a payment on your checking account, which didn't work for every setup, especially when the account making the payment wasn't connected. Now the card's own transactions drive the bucket, so payments, refunds, and rewards all adjust it whether or not the account you paid from is connected.

    A few things to know.

    • When your card reports a payment before the money leaves your checking account, Beacon waits up to three days for the withdrawal before taking the payment out of your card bucket. Free to Spend stays put in between instead of jumping.

    • You can still assign the payment yourself. Assign the checking withdrawal to your card bucket and the bucket comes down right away. If the card already handled it, the assignment still sticks and your bucket balance stays the same. Either way, a payment only comes out of your bucket once.

    • This only applies going forward. If your bucket currently holds more or less than your card owes, that difference stays. You can fix it by transferring between the bucket and Free to Spend, just as you always could.

    • Your bucket target doesn't change, only the amount held in it.

  • Card payments show as a transfer. A payment on your credit card account now reads as a transfer to your card, since a payment isn't spending. Instead of a Spending From picker, it shows which card bucket the payment came out of. The same payment on your checking account works as before.

  • See when a card payment is waiting. When Beacon is holding a card payment for the withdrawal, the transaction now says so and shows how much your card bucket will come down and when. If you pay your card from an account Beacon can't see, tap Release now to end the wait. The payment comes out of your card bucket and goes back to Free to Spend.

  • Invite friends, give $10 and get $10. Beacon now has a referral program. Share your invite link from the side panel. Your friend gets $10 off their first year when they start an annual plan, and you earn $10 once they've been paying for 75 days. Your link works whether or not your friend already has the app, and the referral carries through the install. The Invite Friends page shows your Available, On Hold, Paid Out, and Earned All Time totals, along with every invite and its current status. Current subscribers, and anyone whose paid access ended within the last 180 days, can't be referred.

  • Cash out your rewards to your bank. Tap Cash Out on the Invite Friends page to set up payouts. Setup runs through Stripe, which collects your bank details so Beacon never sees them. Payouts are US only, start at $10, and go in $10 increments. The Payouts list shows where each payout stands, from Requested through Paid.

⚡ Improvements
  • Home's recurring suggestions and the onboarding expenses step now show at most 5 suggestions and leave out sinking funds with no detected schedule. "More suggestions" still lists everything.
🛠 Bug Fixes
  • Refunds, rewards, and statement credits on a credit card show Spending From again, so you can move one that landed in the wrong bucket.

  • Buckets and paychecks created from suggestions now show the day they're actually due instead of a day early for users west of UTC, and use the same funding amount per paycheck as ones you build yourself. Existing buckets and schedules are unchanged.

Thanks for continuing to provide feedback and helping improve Beacon Budget 🚀

Shane at Beacon Budget

Subscriptions on the Web - Beacon Budget v0.18.0

You can now subscribe to Beacon Budget directly from the web app.

✨ Features
  • Subscriptions on the web — Subscribe to Essentials or Premium, monthly or annual, and purchase refresh credits directly from the web app. Your subscription is tied to your Beacon account and works across web and mobile. Web-billed subscriptions can be managed through a secure billing page, with upgrades taking effect immediately and downgrades at the end of the current billing period. App Store and Google Play subscriptions continue to be managed through those stores.

  • Bucket search — Search for a bucket when choosing where a transaction should be spent from. Results filter as you type, just like the category and merchant pickers.

🛠 Bug Fixes
  • Total Balance on Home now correctly matches the Cash & Checking, Credit, and Savings totals below it, and no longer temporarily shows an inflated amount while balances are loading.

  • Plan switching on mobile is more reliable. If your current subscription is billed through a different store, Beacon now tells you where to manage it instead of failing.

Thanks for continuing to provide feedback and helping improve Beacon Budget 🚀

Shane at Beacon Budget

Setup Progress & See Why Beacon Made a Suggestion

A small release focused on helping you finish setup and understand where Beacon's suggestions come from.

✨ What's New
  • Let's get set up: If you stopped partway through setup, Home now shows what's still left to do. Each step takes you directly to the screen where you can complete it.

  • How we got this: Suggestions can now show the transactions behind the number. Open the details on a Budget Checkup suggestion, or tap the little blue ⓘ next to the amount on a recurring suggestion on Home, to see what Beacon used to make the recommendation.

⚡ Improvements
  • Fewer irrelevant bucket suggestions and better category budgets.
🐛 Bug Fixes
  • Exclude from Insights now saves and displays the correct setting.

Thanks for continuing to provide feedback and helping improve Beacon Budget 🚀

Shane at Beacon Budget

A New Home Screen & Budget Analysis — Beacon Budget v0.16.0

This release introduces a new Home screen and a new budget analysis engine that uses your transaction history to help you build and adjust your budget based on your actual spending.

🏠 New Home Screen

Beacon now opens to a dashboard showing:

  • Free-to-Spend

  • Recent Activity

  • Upcoming Expenses

  • Monthly spending

The Home screen works offline and provides direct access to the underlying transactions and Insights.

Upcoming Expenses can be displayed as a list or carousel, with options to view the rest of the month, the next 30 days, or the following month.

🧠 Budget Analysis & Recommendations

Beacon can now analyze your settled transaction history to identify income, recurring bills, and spending patterns, from weekly through annual schedules.

This is not generative AI. Beacon uses deterministic rules and calculations based on your transaction history, categories, amounts, and timing to generate recommendations.

The analysis is now used in three areas:

Budget Checkup

For existing budgets, Budget Checkup analyzes recent spending and identifies where your budget may have drifted from your actual spending.

Recommendations show the amount Beacon suggests changing, and you review and apply each recommendation individually. Nothing changes until you choose to apply it.

Budget Setup

New users are guided through building their budget after connecting their first bank account.

Beacon identifies income and recurring expenses, including amounts and pay schedules, and lets users add them to their budget with a tap. Progress is saved if setup is interrupted.

Recurring Expenses

The Home screen can surface recurring expenses that aren't currently represented in your budget, including the merchant, amount, and recurrence pattern.

Adding one creates a bucket with the suggested amount and funding schedule.

🧭 Navigation Improvements
  • Insights is now available directly from the bottom navigation.

  • The former Profile tab has been replaced with a side panel containing Profile, Subscription, Budgets, Funding Schedules, Rules, Archives, Settings, Feedback, Support, and other account options.

  • New budgets can be created directly from the budget switcher.

  • Long-pressing the profile icon provides a quick way to switch budgets.

⚡ Improvements & Fixes
  • Saving a bucket now returns you to the screen you came from and displays the confirmation there.

  • Transactions funded from an archived bucket now display the archived bucket's name instead of Free-to-Spend.

  • Fixed an issue where the Spending From picker could double-count bucket moves.

Thanks for continuing to provide feedback and helping improve Beacon Budget 🚀

Shane at Beacon Budget

Home-Screen Widgets & Reliability — Beacon Budget v0.15.0

This release adds home-screen widgets for Free-to-Spend, improves bank connections and transaction syncing, and fixes several issues across transactions, reporting, and rules.

✨ What's New Home-Screen Widgets

Free-to-Spend is now available directly from your iOS or Android home screen, making it easier to check what you have available to spend without opening the app.

Faster Bank Picker

Connecting a bank is now faster and easier with:

  • Search

  • Section labels

  • Bank logos

  • Improved Plaid and MX routing

⚡ Improvements & Fixes
  • More reliable transaction syncing, including recovery of some older transaction history

  • Connected banks now display their last sync time immediately

  • Fixed transactions incorrectly disappearing from Activity

  • Report ranges for last month, last quarter, and last year now include the full final day

  • Fixed an issue where creating a rule could split merchant names into overly broad matching keywords

💳 Subscription Updates

This release introduces the new Essentials and Premium plans.

Existing subscribers are grandfathered into their current pricing and their existing subscription is unchanged.

Thanks for continuing to provide feedback and helping improve Beacon Budget 🚀

Shane at Beacon Budget

Beacon Budget v0.14.1 — Transaction & Onboarding Improvements

✨ Improvements

Transactions — Fixed transaction lists occasionally jumping back to the top while editing or switching tabs.

Add Account Experience — Reaching your account limit now immediately shows upgrade options and guidance on archiving an existing connection if needed.

Onboarding Improvements — Polished onboarding and login experiences for new users.

Updated Branding — Android notifications now use the Beacon Budget branding.

🛠 Fixes

Improved messaging while accounts are still syncing for the first time.

Accounts & Connections
  • Fixed several account connection and subscription edge cases.

  • Fixed a scenario where adding an account could get stuck when account limits were reached.

  • Fixed bucket creation flows when no buckets exist.

General — Various UI polish, reliability improvements, and bug fixes across the app.

Thanks for continuing to provide feedback and helping improve Beacon Budget 🚀

Shane at Beacon Budget

Introducing Beacon Budget (formerly DAS Budget)

Beacon Budget Rebrand 🎉

DAS Budget is now Beacon Budget! Same app, same data, but with a fresh new look and name.

What’s changed:

  • New app name and dark green icon

  • Updated splash screens and in-app references

  • Updated support and contact information

What’s New ✨ New Onboarding Flow 📱

We’ve introduced a multi-step onboarding experience for new users. Don't worry about finishing it in one go—your progress is saved between app launches.

Fixed Contributions 🪙

Need to save for something specific? We added a new contribution type for expenses and goals that evenly distributes a bucket target across your funding periods.

Silent Sync Improvements 🔄

Stay up to date without lifting a finger. Beacon Budget can now refresh transaction data automatically in the background when connected accounts update.

MX Web Support 🌐

For those who prefer a keyboard and mouse, MX accounts can now be connected and updated directly from our web app.

Improvements ⚡
  • Improved how we handle MX connections for a more stable experience
Fixes 🛠
  • Pending transactions no longer stick around after the posted transactions arrive

  • If you try to allocate more than your Free-to-Spend allows, you’ll see a clear validation dialog explaining why.

  • Fixed recurring funding estimates for interval schedules (like "every 4 weeks")

  • Refresh buttons no longer get stuck after being tapped multiple times

  • Squashed several sync and reliability edge cases

Thanks again to everyone providing feedback and helping shape Beacon Budget 🚀

Shane at Beacon Budget

March Update - Insights + Performance Improvements

Hey everyone!

A new update was just released with some highly requested features, performance upgrades, and a few additional improvements:

What’s New

  • 📊 Insights (New!) New reporting tools to help you better visualize your spending and understand where your money is going

  • ⚡ Faster performance Transactions, buckets, and insights now load significantly faster

  • Offline support improvements Make edits even when offline — changes will automatically sync when you reconnect

Improvements & Fixes

  • Split transactions now show “Split” instead of “Free-to-Spend” for better clarity

  • Fixed an issue where split transactions could over-allocate bucket activity

We’re continuing to build on Insights and would love your feedback as we improve it 🙌

If you’re enjoying the updates, it would mean a lot if you could leave a quick review — it really helps us keep improving and growing.

As always, if anything looks off, reach out in-app or at support@dasbudget.com

Thanks!

Shane at DAS Budget

February Release: Performance & Scheduling Enhancements

We just pushed a new update with performance improvements and some important feature upgrades:

🚀 What’s New

Customizable Recurrence Options
Create more flexible recurrence rules for buckets and funding schedules so your plan better matches real-life timing.

Funding Schedule “Amount” Field
Schedules now support an Amount field, laying the groundwork for upcoming forecasting enhancements.

Enhanced Initial Transaction Naming
Cleaner default naming means less manual cleanup and more accurate records from the start.

⚡ Improvements & Fixes

  • Fixed filter resetting when editing transactions

  • Fixed manual funding issue on a funding schedule execution date

Coming Next Release 👀

Reports didn’t make it into this build — intentionally.

I've been reworking the underlying data layer for reports to significantly improve performance and responsiveness. This required shifting to a more local-first architecture, which will make reports much faster and more reliable.

That update is coming next.

As always, if anything looks off, reach out in-app or at support@dasbudget.com.

Thanks again for being part of the DAS Budget community — we can’t wait to hear what you think!

— Shane at DAS Budget

🚀 DAS Budget New Year Release - New Rules & Transaction Splitting!

Hey everyone and Happy New Year!

Big update for DAS Budget! 📊 We’ve added some highly requested features to help you manage your finances more easily.

New Features

Manage Rules — Create rules to automatically rename and recategorize both past and future transactions. Keep things tidy without the manual work! Split Transactions — Break finalized transactions into multiple categories and buckets for more precise tracking. What else is new:

Better Bucket Layout — Works cleanly across all device sizes. Notifications & Analytics Controls — Manage notifications and optionally share anonymous insights to help improve onboarding, account setup, and promotions. We’re excited about these changes, especially Rules and Split Transactions, which make organizing your spending easier than ever.

Looking ahead, we’re focusing on even more ways to help you track, visualize, and plan your finances — including historical reporting and income tracking, customizable recurring schedules, and a clearer home page overview.