Beacon BudgetB
Beacon Budget
Jan 5

Allow vault to connect to a checking account

As a user who spends primarily on a credit card, I would like DAS to view all of my accounts (checking and savings) as a big pile of cash so that I can move money freely into vaults. Context: I bank with SoFi and want to keep as much money in their savings account to get that sweet sweet APY. Since I spend primarily on my CC and use the CC integration, I am able to use my SoFi savings account as a "checking" account in DAS. Because this account is marked as checking in DAS, I am unable to use the Vaults feature.
PendingPending

Feb 19, 2023

As a workaround, you can change your sofi account to be a Checking account and budget with Goals. Effectively the same and all your cash would be use as Free-to-Spend. On the accounts page, tap your sofi account and change the type to Checking.

Jan 24, 2025

Anthony Alves I didn't know I could do this, thank you for sharing this!

Jan 10, 2023

I'd also love this - I bank with a local credit union that gives a pretty sweet monthly dividend on checking, so I wind up using that for "savings" as well.